What is the chain of title?

The chain of title refers to the complete record of a property's ownership history, detailing the sequence of title transfers from one owner to the next. This documentation is crucial because it establishes the legitimacy of ownership and can help identify any issues, such as liens or disputes over property rights. By tracing the ownership back to the original owner or to the first recorded title, it provides valuable information regarding any encumbrances or claims against the property that might affect a current or future owner. Understanding the chain of title is essential in real estate transactions to ensure that a buyer receives clear and marketable title to the property.