What type of lien attaches involuntarily to real property due to a judgement against the owner?

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A judgment lien attaches involuntarily to real property as a result of a court ruling against the property owner. When a creditor obtains a judgment in court for money owed, they can file a lien against the debtor's real estate. This provides the creditor the right to seek payment by forcing the sale of the property if the debt is not settled.

This type of lien distinguishes itself from others like income tax liens, which are imposed by tax authorities for unpaid taxes, and property tax liens, which arise from failing to pay property taxes. Additionally, construction liens (also known as mechanic's liens) are filed by contractors or suppliers when they have not been paid for work done or materials provided to improve the property. Overall, a judgment lien specifically relates to personal debts that have been confirmed by a court, affecting the property owned by the debtor without any action on the owner's part.

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