Which lien is described as not restricted to one property but may affect all properties owned by a debtor?

The correct response pertains to a general lien, which is characterized by its ability to apply to multiple properties owned by the debtor. Unlike specific liens, which are tied to a particular property (such as a mortgage lien on a specific piece of real estate), a general lien encompasses all assets and properties owned by an individual or entity.

For instance, in the case of a general lien, if a debtor has outstanding debts, creditors can place a lien on all properties they own, regardless of their specific location or nature. This means that if the debtor has multiple properties, all of them could be subject to claims to satisfy the debt.

To further illustrate, a judgment lien is a type of general lien that is established when a court grants a creditor the right to collect a debt through the debtor's properties after a legal judgment. However, while a judgment lien might relate specifically to a legal judgment, the term "general lien" covers a broader category without involving specific court action.

Understanding these distinctions is crucial for recognizing how different liens operate and their implications for debtors.