Which of the following is an exemption under the Fair Housing Act?

The Fair Housing Act prohibits discrimination based on race, color, national origin, religion, sex, familial status, and disability in most housing-related activities. However, certain exemptions do exist under this law, specifically to provide some allowances for private individuals regarding the sale and rental of their own properties.

One valid exemption is present in cases where the owner is renting or selling a single-family home without the involvement of a real estate agent, which means that individual sellers, particularly those who own fewer than three properties, can conduct transactions and potentially avoid some Fair Housing restrictions. This is often categorized under the "Mrs. Murphy" exemption, where the owner lives on the premises in a multifamily building, and does not rent out more than one unit.

Additionally, if a unit is rented while the owner is also residing in the property, it qualifies as another exemption under the Fair Housing Act. This falls under the premise that individual homeowners may have some leeway in deciding whom they rent to, especially in their own home.

Thus, options that encompass these conditions—namely transactions without a real estate broker and renting where the owner is present—are identified as exemptions under the Fair Housing Act. Selecting both scenarios as a correct response highlights an understanding of these specific exemptions that