Who is primarily eligible for a VA mortgage program?

The VA mortgage program is designed specifically to assist individuals who have served in the military, making veterans and unremarried surviving spouses of veterans the primary eligible candidates. This program aims to provide a pathway to affordable home financing as a benefit for their service.

Veterans, having fulfilled their military duties, have access to this benefit as a recognition of their sacrifice and commitment. Likewise, unremarried surviving spouses of veterans are also eligible, recognizing their loss and providing support in obtaining home financing after the passing of their spouse. This particular focus is crucial, as the program is tailored to honor the contributions of those who have served in the armed forces and their families.

The other choices do not capture the specific eligibility criteria of the VA mortgage program. For instance, while all U.S. citizens can seek various types of mortgages, they do not have access to the specific benefits offered by the VA program. Furthermore, active military personnel do qualify, but they are generally grouped with veterans rather than being the sole eligible category. Unmarried spouses of veterans only are not the complete picture since the program also includes the unremarried surviving spouses.

Thus, option C is correct as it encompasses the intended beneficiaries of the VA mortgage program, directly linking their eligibility