Who is referred to as the lienor?

The term "lienor" specifically refers to the individual or entity that holds a lien, which is a legal right or interest that a lender has in the borrower's property, granted until the debt obligation is satisfied. In the context of property transactions, the lienor is typically a creditor who has made a loan and is allowed to secure their financial interest in the property. This means that if the debtor fails to fulfill their obligations, the lienor may have the right to take steps to enforce the lien, potentially leading to foreclosure or other legal remedies to recover the owed amount.

Understanding this role is crucial in property transactions, as it delineates who has rights to the property until a debt is resolved. The other roles mentioned in the options, such as the property owner or the tenant, do not signify the holder of the lien but rather those who might be affected by it or who possess certain rights regarding the property.